Tag: blog home inspection

You have saved all your life only to step into your dream house and be content with your choice. After all, at the end of a long tiring day, nothing beats the comfort of your own house. But just a few days after you settle in, yours dreams turn into nightmare. You can hear a shrill screech when you open your backyard door. When you are watching your favourite show on TV, suddenly the lights start flickering, the TV screen goes blank. Does it sound like familiar scenes from horror movies? Have you landed yourself in a haunted house?

Hang on there! Horror these are – no doubt. But no need to tag your home infested with supernatural beings. It is just a result of skipping home inspection prior to buying the estate. Deploying a home inspector in time would have saved you the horrors of home. These might be a result of only some misfits of wiring system, use of bad quality fittings, workmanship and so on and so forth. So, before you start residing, you must know the nukes and crannies of the building you will fondly call ‘home.’

1. Flickering lights: Did you check the connection?

The most common aetiology of flickering lights is the fluctuation in voltage supply in the power grids. Sudden change of load causes consecutive voltage fluctuations. Also, the connecting wires often get loosened. Together, these cause the lights of your house to flicker and you experience a certain extent of dizziness along with a spooky feeling.Be wise and consult with a home inspector before moving in. Let a comprehensive electrical inspection come up with a detailed report.

2. Sudden Blackouts: It’s just MCB tripping

On a random day after coming back from office, you decide to vacuum-clean your house, wash your clothes in the washing machine, and do some cooking and so on. Putting your clothes in the washing machine you switch it on and then as you proceed to run your mixer grinder, suddenly the power goes out. Know why? You have been running a number of high-electricity consuming devices at a time on the same circuit. This exceeds the capacity of the particular circuit. The MCB trips whenever circuit overloading happens. A circuit overload is one of the main reasons why circuit breakers trip constantly. This occurs when you want a particular circuit to provide more electricity than its actual capacity. This will lead to the overheating of the circuit which puts all the electrical appliances connected to the circuit at risk. It is also a safety issue.

Apart from circuit overloading, short circuits and ground fault are the other causes of MCB tripping¹. Call for an electrical inspection as soon as possible. With their suggestion, fix the problems and say goodbye to frequent blackouts.

3. Creaking doors: Check the hinges and lubrication

You feel a shiver up your spine sitting in your room when suddenly you hear your kitchen door creak open. A squeaky sound followed by a soft thud makes you get up only to reveal your four-legged pet coming out of your kitchen stealthily. Sounds familiar? The creaking sound is nothing but the door panel rubbing and hitting the frame because of the wrongly fitted hinges. If your house is not a new one, the doors have sustained friction for long. This has worn off the lubrication as well.

If you be a little attentive, you will see the sounds are more in monsoon. Wooden doors absorb moisture and expand in the rainy season. These then tend to hang downwards causing more friction with the floor. That brings up the squeaky sound you are worried about.

Make appointment with your carpenter and do the needful. Tighten the hinges, lubricate them and if it is monsoon, just wait for it to be over. Your doors will come to their previous size and you will be able to close them without unpleasant sounds. In most cases, only tightening the hinges will solve the issue. Find an easy guide to door maintenance for your home here.

4. Rattling windows: Misaligned installation

On a summer night, do you wake up with a strange sound coming from the window behind the heavy curtains? You perfectly remember to have them closed before you turned on the AC. To your utter disbelief, you find them open. Is that another horror story from your home? No. It is just a result of the carpenters and the window fitters not being attentive to details. The window installation may be misaligned and due to wind, it gives way causing the rattling sounds. Absence of a gasket and keeper plate can also be the reason.

A proper inspection of the window joints, latches, and hinges will take care of all these issues and let you live your life peacefully in your home. And you can also find a guide for maintenance of window here.

5. Feeling out of breath in your own home? Check the ventilation

You have never had any history of breathlessness until you moved in your new home or moved back into your ancestral house. When it struck you, it made you wonder why. Before you get freaked out, look into the matter keeping calm. Your house might have not been used in years. Years of dampness have made the air heavy which is the reason you feel suffocated. If it is a new house, your lack of experience might have let you skip checking the ventilation system. Bad ventilation setup does not allow the heavy air to exit and it circulates in the room. The dampness favours the growth of microbes and the air inside the room gets polluted. When you breathe them in, your respiration system goes through distress causing breathlessness.

Taking the help of home inspection will relieve you from such distresses. Dampened walls, closed ventilators, air exhaustion system- everything must be checked prior to moving in.

6. Dripping Water: Check for leaks

Imagine: you come back from a long tiring day at work, enter the kitchen and find it nearly flooded. You curse your forgetfulness and think that you might have left the tap open. But soon you realise that you have properly turned them off before leaving. Again you doubt that something is fishy with your home. To be truthful, that is not the case. The kitchen faucets might have loosened leaking water even when you think the taps are turned off. This might happen in bathrooms as well. If you find areas of damp spots on the walls of your home, it is some hidden leak² that you must be worried about. Water seeps through the leaked pipelines keeping the walls wet and destroys your walls over the years.

Call for home inspection the moment you suspect leakage or, even better, prior to moving in. If needed, the pipes and other bathroom and kitchen fittings should be replaced. Some leakage issues which are visible can be solved by a plumber. But those that are invisible are difficult to identify. For that, you need an experienced pair of eyes. Call your plumber or hire a team of home inspectors.

7. Water leakage in WC: Result of various causes

In today’s world, when every part of the globe is experiencing water scarcity, the water tank in your WC decides to add fuel to the fire of water-misuse and continue to run even after a flush cycle is completed. This can occur due to a number of reasons. The most common of them is leakage in the WC. Sometimes the washer wears off causing leakage. This results in the drip-drip you hear from your washroom. One of the biggest problems that you do not have anything to do about, is high iron content in water. It is deposited in the pipes and reduces the water flow.

A good inspection by a plumber followed by replacing the damaged parts will relieve you of these worries. Not only will you avoid unnecessary loss of water but all the apparatus will be functioning properly also.

You can also follow a guide for maintaining your plumbing system to avoid further problems related to it.

To Summarise

All your horrors about your home are actually real issues you should care about and attend them as fast as you can. Home inspection is the ultimate necessity for doing away with potential problem situations of your home. It is those inspectors who will identify what is causing those ‘horrific’ situations and ‘prescribe’ measures to overcome them well beforehand. Thus, you get to enjoy the pride and comfort of your own home that you have always dreamt of. Happy home to you!

Reference links used:
1. https://finolex.com/why-do-mcb-trips-frequently-how-to-avoid-mcb-tripping/
2. https://youtu.be/ve308_XVIK4

It is never easy to have the best of both worlds. When you are buying a resale property you are primarily listening to your wallet and going for a purchase that is easy on it. Plus, there are other advantages coming bundled up: The infrastructure in the locality is almost always in place, already. The waiting time for construction completion is zero, which means you can take immediate possession and get yourself a tax benefit from the first EMI itself. And, there are no sugar-coated or cloaked features for this market. Whatever you see in front of your eyes is yours once you own it. But hold on! Is that all that you see on the surface? What about the tricky thing called “quality” that lies somewhere underneath? Can home inspection help you get a true picture of it?

Here is a guide to help you unearth the quality issues in a resale property:

1. What is the age of the property?

A resale real estate property is considered as a good investment option when it is between 1 to 5 years of age. A property of a maximum of 10 years can still be considered for buying if it is found to be really well maintained. But then, how can you be sure about its maintenance status? The best way is to demand an inspection report showing clearance of the property against various parameters or at least, the documents showing the building’s repair history. If the seller/ broker fails to show any of the documents, go for an inspection yourself. Yes, the service will cost you a little more in addition to the property’s quoted price but will save you from bigger expenses and hassles in the long run.

2. Try to understand the reason behind selling

It may help you uncover the hidden problems and assess whether the issues can be addressed permanently. Some of the reasons are construction defects, hidden issues such as damp, leakage, etc.

3. Know the surroundings well

By surroundings, we do not mean only the neighbourhood and the amenities available in the vicinity but the landscape of the place. For example, if it is a low-lying area and water-logging is a problem there, then you can expect dampness or logistics of commuting to be the issues in the property. The same issue will be there if the place where the property is located is built on reclaimed swampland. In a township where the groundwater is too saline or ‘hard,’ salt corrosion and ugly stains will be usual problems, respectively. Try to know these details before deciding to buy the property.

4. Potential problem areas to look for in a resale property

While a professional home inspection is always advisable before investing in a property, you, as an aware homebuyer, can do this DIY visual inspection:

A. Interiors

Do you see paint-swellings or water patches on the ceiling?

Paint swellings are the most common visible signs of water damage on the ceiling. If you come across any such sign or see a watery patch, do not rule out the possibility of a plumbing system error. But, if your apartment is on the top floor and you are having this problem then it must be the roofing system that needs your attention. Nonetheless, you cannot think of a remedy unless you are sure about the reason behind the seepage. Only a professional home inspection can identify the root cause of such problems and help you make a decision regarding the best repair method.

Does the wall-paint appear uneven and flaky?

There can be multiple causes behind flaky or peeling paint: high humidity, excessive condensation, poor surface preparation, dirty wall surface, intense sunlight and high temperatures, use of surface-incompatible paint solution, and too many coats on the same surface. A repaint job can help you get rid of the flakiness but will it solve the underlying problems? How about considering a home inspection that guides you to a permanent solution?

Watch out for hollow tiles on the floor

Hollow tiles can be an indicator of tiles getting debonded which can lead to loosening and cracking of tiles. This can lead to water intrusion through cracks and which can create further problems in other associated or attached areas and damp/ seepage issues, thereby increasing maintenance cost and hassles to residents. If you come across tiles that emit a hollow sound by simple tapping,contact your builder or tile expert and get them replaced immediately.

Be careful with water stagnancy – an indication of wrong sloping

Floor slope cannot be checked without proper equipment but stagnant water can tell a lot about sloping. If you find water stagnation in any part of your home get the floor slope checked professionally. The best places to look for stagnant water are the kitchen, bathrooms, and balconies.

Doors and windows must open and close properly

This can be tedious but not a difficult task to perform – check all the doors and windows of the flat. See if the doors are squeaking, making contact with the floor while closing and opening, if the latches are in place, and windowpanes and frames are not leaving gaps when closed. This will ensure the quality of air inside the home and also check intrusion of water from outside.

Check plumbing fittings and faucets for leakage

Water leakage is an all-time nightmare for everyone. It has a multiplier effect. Leakage causes wastage of water forcing us to switch on the pump more frequently. Moreover, the addition of excess moisture to the indoor air leads to dampness which affects both the aesthetics of our home as well as our health in a slow but severe way. So, detect leaks carefully. Basin pipes and faucets in the kitchen and bathrooms are still easy to check but if there is a leakage in the basement area and crawl spaces? Get a professional home inspection done and fix the leakage permanently. Who knows- your home may need remedial waterproofing. It is better to get it done before you move in with your family.

Check for the switches and MCB box

A comprehensive electrical inspection is much needed for any home. Check for the switches if they are ISI marked and in working condition or not. The MCB box should be also checked if all its parts are fitted properly. Visual inspection helps but to be sure that there is no internal problem in your electrical wiring system, opt for an electrical & safety inspection.

If it is a semi-furnished flat look for decay in the woodwork

Damaged timber, patches of spore dust, fine strands on timber, mushroom-like fruiting bodies, and damp smell are the basic symptoms that your furnished flat has wood decay. Remove the particular piece of furniture right away and get the rest of it polished once again to breathe new life into them.

Give ventilation – The topmost priority

A well-ventilated house is at the core of a happy, healthy life. So, make sure your new home has enough windows and open space and nothing is obstructing the daylight from entering the rooms. Adequate ventilation keeps damp issues at bay extending the life of the property for years.

B. Exteriors

The exterior of a house is the part exposed to the scorching sun, rain, dust, humidity, and other pollutants. Its construction, durability, and maintenance play a crucial role in determining the health and condition of the interior. So, while inspecting the property, you must give special importance to the exterior, especially to the following areas:

Exterior wall paint

Opt for weatherproof emulsion paint¹ for better protection of your house.

Piping system

If it is a standalone property and an old one, check if the plumbing system is done with PVC pipes or not. If you come across any cast iron or galvanized iron pipe, consider replacing it immediately for they tend to rust over the years and clog up easily.

Roof/ Terrace

Try to find out if waterproofing has been done. If not, you can consider doing it or covering it with a roof covering sheet. The best sheets for roofing are bitumen roof sheets, weather-resistant PVC composite panels, plastic material synthetic resin tile sheets, and cellular plastic sheets, etc.

Common spaces

You cannot make any change in the common spaces; still before making the purchase, look for the lobby, staircase, landing areas, garage space, boundary wall, and the main gate to be sure about the building security.

Nearness to any big tree or overhead cable line

If you spot any of these two things alert the builder and if possible, the civic authority for both can lead to accidents.

5. Why invest in a home inspection while purchasing a resale flat?

Home inspection is not merely a process of confirming the wellness of your property; it helps you understand your home better. When you purchase a resale property² you invariably consider three things before moving in- repair, renovation, and making changes in the layout (sometimes). In all the three cases, a prior home inspection helps you get an idea on how to go about things keeping cost under control.

Let us try to understand this with examples from the real-life situation:

Repair

You purchase a resale flat where you see the wall paint is coming out at places. There is no visible damp effect anywhere in the apartment. You consider this as normal and after removing the old paint you paint the walls anew. After a year or so, the same thing starts happening and then, you discover the building is damp. If you had done a damp/ seepage inspection before, you would have been able to understand the real source of problem for repairs and invest in waterproofing the wall before repainting it.

Renovation

Renovation gives a completely new look to an old (or resale) property through needful changes. You may consider replacing mosaic or marble flooring with floor tiles, iron-framed glass windows with the windows with aluminium or stainless steel profiles, wooden bathroom doors of with uPVC doors and so on as per your taste but the money spent becomes worthwhile only when the renovation done is guided by a proper home inspection report. For instance, you can put up wallpaper on a wall shared by a bathroom not knowing it is damp but it will invariably start peeling within a few months.

Layout changes

A layout change gone wrong is a common thing in resale properties. It could be like poor space allocation to corridors and walkways, neglecting the need to create adequate storage, treating installation and furniture as an afterthought, changing the plumbing / electrical layouts or mismatching the floor plan and your lifestyle. Think wisely or hire a home inspector to guide you well in this venture. Even interior designers are not qualified enough to do a deep dive in most cases.

Nothing can be more profitable than buying a flat at a price lower than its market value! But it does not end with bagging a good deal. After all, a home is a home, whether it is resale or new. You are putting your hard-earned money into it, and in most likelihood, you will be living there with your family for a good number of years. So, you must not leave any doubt area unaddressed before moving into it. Get a home inspection done to identify the masked hazards and make your stay as hassle-free and happy as possible.

Over and above these, you should also go about protecting your property from the routine issues that may crop up while buying your home. Read through for these in detail…… www.macj-abuyerschoice.com/avoid-13-unlucky-mistakes-as-a-first-time-home-buyer.

Reference links used:

1. https://www.asianpaints.com/products/waterproofing-solutions.html
2. https://economictimes.indiatimes.com/wealth/real-estate/is-it-sensible-to-buy-resale-flats/articleshow/29980875.cms?from=mdr

A home inspection is necessary before plunging into a property buying decision for it implements modern technology to identify issues. Defects affect the performance of a building during its occupancy stage. Older homes are more prone to be laden with defects as there are higher chances of worn out/ faulty construction, design issues, wear & tear due to efflux of time and lack of maintenance. The defects not only affect the building but also reduce its value. Re-modelling might also turn out to be a costly affair. Therefore it is of utmost importance that a third party property inspection is arranged for so that the issues can be addressed before it is too late.

There are several areas where issues occur in old buildings. Some of them might be right in front of your eyes while some are hidden problems. How to identify them? Here are a few ideas:

Damp, leakage and seepage assessment

Indian weather is varied but most parts of it have a tropical climate which means the buildings are exposed to rain and humidity for a long duration. Water seepage through the roofs and walls, leave behind damp patches on them- both on the exterior as well as interior walls and ceilings. The damp areas become bloated with time and in severe cases, the plaster and paint come off.

In old buildings, continuous seepage cause salt damage. Soluble salts penetrate into the buildings envelope with rainwater and moisture which transports them further inside. This happens mainly because old buildings do not have horizontal waterproofing¹. The salts react chemically with the porous building materials causing severe salt-induced damage. Research says different contaminants and pollutants behave differently on mortar, bricks, stones, and wood (majorly used in old buildings instead of iron and concrete pillars). However, it is difficult to assess the impact in each case by just looking at the damp patches externally. One only gets to realize the extent of damage when elaborate renovation work is undertaken. It is then that the construction workers discover that the inner fabric of the walls and ceilings have been completely worn out.

Therefore, it is important to engage a professional home inspection team to assess the dampness & its source using advanced technology devices so that the detection is precise, and so is the repair job.

Electrical issues

One of the biggest boons of technology and science is electricity without which our daily life would come to a standstill. Older buildings are likely to have old wires, and the electric panels might be out of date too. Electrical problems make their presence felt by flickering lights, blowing up of fuses frequently, overheating of electric appliances, mild to moderate electric shocks, etc. The problems tend to worsen if the building is damp. Dampness means there is moisture or capillary water in the fabric of the building. This co-existence of water and electricity can turn out to be very dangerous. So, even a single issue requires immediate attention and home inspection is necessary to get rid of such issues and ensure the property to be safe

Plumbing System

Old buildings have old piping and plumbing system installed which are not compatible with the modern taps and outlets. In addition to this, waste lines and faulty fixtures installation also contribute to leakage from showers and toilets. Drains are clogged too. Such leakages give rise to damp. Earlier Indian houses had drain pipes made of cast iron which would give way quickly as rust would be formed. These faults should be inspected on a regular basis by experienced inspection officers as that would ensure the safety of the dwellers.

Foundation and walls

That the foundation of the old building² is defective can be understood from many signs, the most important being crack at junction of plinth protection and external walls. Moreover, inadequate draining and cracking concrete are also evident. Cement, bricks, concrete, wood, etc. are the most common raw materials of Indian houses. Older houses have older bricks and mortars exposed to temperature fluctuations and moisture years after years. The frequent shrinkage and expansion cause cracks on walls, which widen as the building gets older. Warping, sloping or sagging wall and floor also speak of aging of the house.

Another cause of deterioration of the health of old buildings is rising damp. The treatment of this problem is complex and mostly, invasive. Before going in for any such an elaborate, cost-intensive procedure it is advisable to assess the damage properly. Inspecting an old building reduces the chances of any adverse aftermath.

Roof and Floor

In old buildings, roofs and floors are invariably made of concrete. The cold, strong concrete floors are almost synonymous with heritage properties. They seem to be so steeped in history and tradition. However, concrete surfaces are often found to have mild undulations, faulty sloping, and poor waterproofing. For roofs, especially, these features turn out to be quite disadvantageous. After a heavy shower, water stands still on them and if the roof is not waterproof, seepage begins. Concrete floors, on the other hand, develop hairline cracks with time. These cracks appear mainly due to an improper foundation (shrinkage cracks), temperature/ curing problems or as an aftermath of seismic vibration, that is, earthquake.

There are two types of concrete shrinkage cracks³: i. Meandering fine crack. ii. Straight crack.

Meandering fine cracks appear in the open floor area while the straight cracks appear at the juncture of the concrete floor and the base of the wall which it meets. While these cracks are usually very fine, prolonged neglect and regular wear can widen them leading to severe dampness, fungal growth, and pest problems. Only visual inspection is enough to reveal these cracks but you have to be very vigilant. Once the cracks begin to widen, they may require costly repair.

Ceilings

The awe-inspiring heights of the rooms of old buildings often make us overlook the signs of aging and disintegration on their ceilings. Designed to beat the expansive heat and damp of most Indian cities, the ceilings keep bearing the brunt of high temperatures and water intrusion for years before finally becoming shabby and leaky. Another common feature of the ceilings of old houses is heavy wooden beams. Due to lack of adequate maintenance, these beams become termite-infested but since termites eat wood from the inside, they continue to look perfect up till many years. Only a professional inspection can bring the state of infestation to light and prevent the building from gradually slipping into ‘sick building syndrome.’

Paint of the building

Indian household paints have been identified to have unacceptable levels of lead in them. Though there is no regulation confirming the lead content, it is wise to use paints sans lead as this will keep lead toxicity at bay. If re-modelling is scheduled in line, paints with nil lead content should be chosen. Also, in older homes peeling paint is a common phenomenon. The interior walls are found to have peeling paint which might be due to moisture seepage. In addition to this, seepage from the roof causes paint from the ceiling to be peeled off. This actually relates to the dampness of the old house as discussed earlier. Damp assessment is likely to do away with this issue. Post damp assessment, re-modelling the house and giving the old one a new coat of damp-proof paint⁴ would be effective.

Windows and Doors

Old buildings in their glorious times boast of beautifully crafted window panes, blinds, door panels, etc. But with age, the buildings lose their shine and aesthetics. Very commonly, the wood windows are found to have become lopsided. The bars made of iron become rusty and fragile. In fact, old wooden structures are often so infested with termites that the panes and panels become completely weak and crumbly. Old windows endure the rain and heat simultaneously and the wood often gives way as they become rotten. Therefore, inspecting the existing structures becomes crucial. Jumping into re-modelling is not a wise option here. Reconstructing may also found to be beneficial. That being said, any corrective action must be preceded by home inspection in order to justify the cost and time investment.

Old is gold, they say. But when it is your property where you plan to live the coming years, you must put the “old” to inspection tests to be assured that it remains “gold.” Regular upgrades are also recommended.

Reference Links
1. https://www.hindawi.com/journals/amse/2016/1280894/
2. https://www.proptiger.com/guide/post/6-ways-to-identify-structural-defects-in-a-house
3. https://inspectapedia.com/structure/Concrete_Shrinkage_Gaps.php
4. https://www.asianpaints.com/products/waterproofing-solutions/all-waterproofing-products.html

Modern-day lifestyle leaves us with little time to supervise the construction works of our dream home. Thanks to faster relocation needs, we are now becoming more interested in buying or renting ready-to-move-in residential properties. Nonetheless, we need an expert to guide us through this home buying process. This is the same as the way we seek expert guidance while making small investments in a financial scheme. A home inspection service acts as that guide to today’s home buyers.

What does a home inspection service include?

A home inspection (www.macj-abuyerschoice.com/so-what-exactly-is-home-inspection) is a third-party property inspection a service that home buyers opt for to make a complete analysis of the condition a residential property. The analysis covers health, security, safety and other quality aspects of the property one is about to rent or buy.

People mainly focus on financing schemes, location, transport convenience, and other associated factors while buying a house. They rarely consider confirming if the concerned property is healthy, safe and well-built enough to justify its asked price and life. An experienced home inspection company does this job for them. It makes a complete assessment of the property by considering factors such as:

• Construction accuracy in terms of architecture/ layout.
• Construction quality in terms of used materials, the strength of the walls, floor and roof, the possibility of water leakage, quality of paint, quality of doors and windows, electrical issues, etc.
• Functionality of the associated systems. For example, plumbing, cooling, drainage, electricity, etc.
• Quality of the furniture and appliances provided with fully-furnished apartments.

The home inspectors use advanced technology scanning devices to carry out such elaborate yet non-invasive home inspections. Based on their reports, homeowners can get their preventive repair or actual damage repair jobs done and safely walk into their new home.

Sounds like a time-taking affair? But actually……

Home inspection saves you a considerable amount of time!

There are various ways in which a home inspection service can save a valid amount of time for a home buyer. First of all, it can take a lot of time for you to check the fitness of your home as per your own requirements. You will have to hire individual experts- a mason for doing the construction works, a plumber, an electrician, and carpenters to do each type of work. If you do not want to do that you have to believe what your builder/realtor or seller has to say about the property without probing further. Hiring an expert or a reliable home inspection service provider can fulfill all these inspection needs under a single umbrella.

Secondly, an inspection report produced by a home inspector can provide you with an accurate assessment of a property. Based on it, you can do price negotiations and make your buy decision without wasting time.

In the case of renting a property, a home inspection report can provide a complete overview of the maintenance needs. You get to know about the immediate as well as future repair needs of the associated systems. Thus, it can reduce your wait time to access the property.

A home inspection report can also make you aware of the necessary repair and construction needs that the builder skipped. So, you can ask the builder to make the necessary improvements in the infrastructure and systems without any delay.

Home inspection also saves you money

Contrary to the belief that you have to shell out an extra amount of money, home inspection offers significant cost benefits. First of all, an inspection report by an expert home inspector can show the property’s actual condition. Thus, it can provide you with concrete grounds for making a justified level of negotiation with the real estate agent or seller to buy the property at the most reasonable price.

Secondly, sellers and construction agencies often skip many necessary construction and repair requirements in a residential property to meet their own cost-cutting objectives. The home inspection services can identify these skipped responsibilities and save you from bearing huge costs in the future by asking needful actions from the seller.

The inspection report can also send out warnings about major repair and construction needs that could get worse in the future and cost a huge amount of fund for getting fixed. By paying heed to the warnings and doing needful you can avoid these expenses. Thus, it can save money for you by reducing the overall maintenance cost.

Why home inspection services are gaining popularity in India?

There is another push factor working behind this trend. According to the last available NCRB (National Crime Records Bureau) data, a total of 4,914 people lost their lives between 2010 and 2014 because of the collapse of residential buildings. The toll accounted for about 37.3% of the total deaths. This intimidating figure is somewhat making people think in favour of home inspection prior to buying a house. They think the price they pay for hiring a home inspector completely justifies its worth through ensuring safety for themselves and their loved ones.

A home is a lifetime investment and home inspection services help us to make an informed decision regarding that. That being said, the effectiveness of a home inspection depends on the expertise of the hired inspecting company. So, you must choose your home inspection service provider carefully to ensure better utilization of the associated benefits.

To learn more about home inspection, click here.

You can also read a content by Forbes to know the reasons why you should not skip a home inspection, www.forbes.com/sites/investopedia/2011/05/31/10-reasons-you-shouldnt-skip-a-home-inspection

Just got the keys of your new home? It’s time for a house warming party! But wait, did you check if the home you are proudly calling yours is healthy and safe enough? Are the huge investment you made and the hefty EMI you will be paying from now on going to be really worthwhile? If you have too many “maybes” and “what ifs” in your mind- go get your home inspected professionally. A home inspection is like a comprehensive health checkup for a property which has the potential to reveal any existing or looming damp/seepage problem. It saves you time and money. However, there are home inspection myths that buyers of property tend to buy in easily. You must stop believing in those myths to make a wise buying decision. But before that, here is what home inspection is all about:

Home Inspection: An eye-opener

A home inspection is an elaborate but non-invasive assessment of the condition of a home. It is conducted by a team of qualified and licensed professionals. They inspect each and every area and component of the home using scanning devices built on advanced technologies like thermal imaging and produce reports showing images of the parts having problems. The inspection also reveals leakage in water pipeline and faults in the electrical wiring system of the building. In short, home inspection covers all the major aspects of a property’s health and gives its owners a real picture of the worthiness of their most important buy.

What do you gain as a property buyer from home inspection?

Home inspection spells all win and no loss for a buyer. Here are the major benefits of home inspection (www.macj-abuyerschoice.com/home-inspection-area/home-inspection-benefits):

• Provides an extra level of security and helps plan for the future.
• Gives peace of mind as you know that your biggest investment, that is, the place where you are living with your family is safe and hygienic.
• Provides an in-depth analysis highlighting current needed repairs as well as potential danger.
• Helps you plan your future expenses.
• Uncover safety issues.
• Reveals possible pest, termite, and insect problems.
• Provides a basis for price negotiation with the property seller.
• It is non-invasive and relatively less expensive

What if a home inspection reveals a problem?

You are saved from a hundred hassles! Your hard-earned money is saved! You get to know exactly which area of your home needs to be repaired at the earliest so that it does not become a permanent headache. The home inspection report indicates the problem area(s) with such precision that you can plan your repair job and budget wisely. Be it waterproofing of the roof (www.drfixit.co.in), damp-proofing of the walls, or fixing a plumbing or electrical problem, civil, doors & windows, the money spent on post home inspection repair becomes money well spent. Moreover, your home inspection service provider offers you guidance on how to resolve a problem. They give you valuable references who you can approach later for waterproofing and paint solutions, plumbing and electrical jobs, and interior designing and home makeover.

What if you do not opt for a home inspection?

Unaddressed damp and leakage/seepage problems and minor plumbing and electrical faults or other problems, if any, keep aggravating ultimately leading to major issues and accidents. You may start getting unpleasant surprises right from day one or face a major problem one fine morning. Problems may range from something as small and annoying as a recurring watery spot on the wall to a leaking roof requiring urgent waterproofing. Even issues like popping paint, musty smell in the room due to fungal infestation, bulging wall tiles, and occasional short circuits may continue to bother you from time to time making your stay unpleasant and full of hassles.

And did we talk about unplanned expenses and health issues which may arise due to these problems?

By not opting for a home inspection at the time of buying a property, you actually leave the door open for future expenses to escalate.

Not convinced yet? Let’s bust some of the widely believed home inspection myths for you:

Myth 1: Home inspection reveals everything wrong in the home and finds an expensive fix

Fact: Home inspection is a non-invasive process that includes scanning by a handheld device preceded by visual inspection. It typically lasts about 3 to 4 hours (3 BHK unit). It brings to light only those areas which are already damp affected or are likely to become damp due to structural defects in the building. It also reveals possible sources of damp, a hidden seepage/leakage in the water pipeline, a problem in the electrical wiring system, and/or moisture content of the home. It is unlikely that your home will have all the problems at the same time, especially if it is a newly built one. In most cases, home inspection reveals issues such as plumbing and electrical defects, clogged gutters, uncaulked bathtub joints, and localized damps. It also identifies all the potential water seepage / intrusion areas which can be repaired at minimal costs before the damage occurs.

However, if your home is found to have major structural issues you get the chance to rethink your buying decision and/or change further investment plans.

Myth 2: Home inspection reports can predict future problems

Fact: As Marvin Goldstein, President of the American Society of Home Inspectors (ASHI) rightly says, “You pay good money for an inspection report but that doesn’t mean you don’t need to go along.” A home inspection report definitely gives excellent information and finds out problems in the whole building /apartment but a homeowner can get more out of an inspection done at a future date. So, this is completely a misconception that by doing a home inspection once you can prevent all the damages in your home; neither can it predict future problems.

Moreover, a prediction is subjective and does not take into account changes taking place in the future. A home inspection, on the other hand, is a scientific process. If done at regular intervals, it can somewhat forecast a problem based on past trends and periodic observations made in the property.

Myth 3: A home inspection and a home appraisal are the same

Fact: Home appraisal (www.investopedia.com/articles/pf/12/home-appraisals.asp) and home inspection are two different things. In the first case, an appraiser determines the value of the real estate property on behalf of a leading financial institution (read: loan disbursing authority) or the home owner / buyer. A home inspection, on the contrary, is concerned with“the health and safety of the home- not the value.” These impressions are mainly created by the real estate agents who want to save their money on two different assessments. So, even if they offer you a free home inspection, as an aware home buyer, you must insist on getting an independent assessment done to steer clear of any conflict of interest.

Myth 4: Buyer’s don’t belong at the home inspection

Fact: Whether the buyers know anything about home inspection, construction and maintenance or not they should always be present at the time of the inspection. The buyers, especially the first-timers, must ask inspectors relevant questions on issues and home maintenance. The home inspectors may not tell the buyers whether or not to buy the house but they can surely share important repairs & maintenance tips with them.

Myth 5: Brand new home doesn’t need any home inspection

Fact: A faulty construction can lead to every type of repair nightmares in the future. So, new houses should be checked even more carefully than the old ones as there would be no resident from before to report anydamage history. Moreover, in old properties, damages due to damp and leakage/ seepage or electrical defects are visible from outside. In a new building, everything looks perfect but there can be hidden problems, to know more about it go through link – www.macj-abuyerschoice.com/protect-your-home-from-masked-hazards. No one can have an iota of doubt about a problem unless he/ she starts living in it.

Myth 6: A renovated home doesn’t need to be inspected

Fact: If your home has been redone from top to bottom there is no point checking it all over again, right? The answer is a big NO. A renovated house also needs a home inspection to see if everything is in under control. Some vendors are more interested in money. They do not bother about quality. To make sure that your money has been spent well, get a home inspection done before as well as after a renovation job.

Myth 7: A ‘good’ house will pass the inspection

Fact: A home inspection report never indicates whether a property has passed or failed. What is acceptable to one buyer may seem incorrigible to another! The home inspectors just point out the problems that you must address to save your property from further damage in the long run. It has nothing to do with how good or how bad a particular property is.

Myth 8: The seller must fix everything before handover

Fact: The inspector who is assigned with the duty to document his findings from a home inspection and make recommendations is not privy to the sales contract’s details. He is not the one who decides what needs to be repaired and by whom. These decisions are made by the buyer with their realtor’s guidance and may be negotiated by both the parties. Sometimes, the seller is required to hire a third party to do the home inspection before handover. However, it is always advisable for the buyer to do the inspections themselves because they will be staying in the house thereafter, not the seller.

Myth 9: Home inspection is a waste of time &money in Indian climate

Fact: Climatic factors such as rainfall, temperature, and humidity, etc. have a significant effect on civil operations and building construction. India’s predominantly hot and humid weather conditions tend to make any building susceptible to damp. Then there exist poor construction practices. All these factors combined make damp an almost unavoidable problem in urban houses in India. In such a scenario, it is only very obvious for the buyers to believe that home inspection is nothing but sheer wastage of time and money. They think no matter how much they spend on scanning a property the humidity related problems in the home will remain and never be solved. This, unfortunately, is not true. If proper waterproofing or damp-proofing is done based on the report of a home inspection, the life span of the property can be extended by many years.

The above misconceptions have been stopping people from reaping benefits of this extremely helpful home inspection service.Lack of knowledge about construction, property maintenance, and home inspection is behind such indiscretion. Each and every real estate property irrespective of age and condition should be inspected at regular intervals to prevent damage, deterioration, and devaluation with time.This will not only save you, that is, the buyer considerable amount of money but also check the draining of capital on a society level in the long run.

A dream home is not just a home. It is not the only end goal of aspired living but also a security blanket. It is an important investment that needs to be well thought through. At the same time, new does not always mean perfect and old is not always gold. So, whether you are buying a new house, renting one, or maintaining one from overseas, you need to ensure it is safe and healthy. The best way to do that is by engaging a third-party home inspection service provider. If your builder or seller stops you from doing that get your logic straight and demand for a transparent check. Remember- getting an independent home inspection done is one of the fundamental rights of a home buyer. (Read thru www.legalmatch.com/law-library/article/home-buyers-rights.html)

Importance of home inspection for new constructions

While purchasing a house, a new property is always a preferred choice. This is because top builders in India are developing modern homes that make maximum use of space and the latest materials available. Like their international counterparts, they are now focused on maximizing energy efficiency in every project. Additionally, a brand new house doesn’t come with the baggage of maintenance issues like older properties. That being said, defects like faulty water-proofing and water seepage, civil, electrical or other related issues can be there in any property irrespective of its age. To detect those defects a third-party home inspection is crucial.

A pre-purchase home inspection is relatively new in India. Builders and developers haven’t warmed up to it yet. They feel a third-party home inspection may open up a can of worms they aren’t even aware of and thus, risky. Many builders will resort to complicating the situation to dissuade the buyer from engaging in a home inspection. These builders are likely to have compromised on the quality and are the ones to watch out for. On the other hand, trustworthy builders and developers will always welcome a third-party inspection as it will reinforce their reliability to the public.

As a buyer, you must understand that it is your right to carry out an independent home inspection/ appraisal. No builder in India can decline such a request, whatever be the case. If they do, then they should certify all the concerned areas have been addressed. Or else, in worst cases, you can escalate the matter to the consumer court or your state RERA (Read through the related note…… www.macj-abuyerschoice.com/home-inspection-rera-updates)

A home inspection checklist for new buyers

A home inspection is largely a non-invasive technique. It is a visual examination of all accessible areas which includes systems and components of a property. The third-party inspection team issues detailed pictorial reports of critical issues observed. Software-driven home inspection reports are generated for the complete assessment. Clearly, a home inspection prior to purchase is- knowing what you are walking in to. After all, nobody likes surprises down the road. Isn’t it?

Getting started, a checklist helps:

• Building material types
• Installation and finishing
• Operations and functionality
• Damp and seepage assessment with tools using thermal imaging technology
• The state of waterproofing and damp-proofing
• Electrical inspections
• General safety

Why you should be extra cautious about leakage/ seepage

India is classified as a tropical landmass and such topography is associated with heavy moisture/ dampness. Ambient dampness leads to seepage in building structures having waterproofing defects for finishing issues, weakening them pretty fast. Other causes that worsen the situation are poor ventilation, rising and penetrating damp and plumbing failures, etc

You will notice rising moisture content creates a ripple effect in the house. There are rust and fungus in toilet tanks, water pipes, HVAC systems, and other machines. The insides of electronics and domestic appliances also start to corrode easily increasing the risk of short circuit. If not detected early, this damp leads to recurring expenses and in case of extensive damage, structural renovations become inevitable. This is also a significant health hazard to the residents (www.macj-abuyerschoice.com/damp-seepage-assessment-with-solutions-through-thermal-imaging-technology)

Depending on the year constructed and material used, moisture can speed up the deterioration process of your home and create an unhealthy living environment. By opting for a home inspection you can nip the problems in the bud. The non- invasive moisture testing helps you to find out the affected and/or vulnerable areas of the property. And you can take necessary action for a long term solution. The net result is no headache of recurring expenditure on things like patchwork waterproofing and repainting after every extreme weather events. Additionally, a well damp-proofed property earns you better returns over a longer period of time.

Why are builders wary of the home inspection?

It is human for people to be suspicious of and resistant to new things. Home inspection was not on the buyers’ agenda before and awareness about the process has been low until now. Times have changed. Properties are far bigger investments, buyers are savvier, NRIs are buying properties like never before and municipalities/governments (RERA) are imposing stricter quality control. This has created a professional buying and selling environment, thereby requiring a pre-purchase home inspection to come into play.

Many Indian builders regard third-party inspection as intrusive and a challenge to their abilities. Some of them may not have used quality compliant means and processes in their development and are at risk of being exposed. Others may not have an idea of the ideal stringent measures required for quality construction and development and are hence, wary of being caught out.

In this developing scenario, top builders in India have shown greater degrees of acceptance of home inspection and are not obstructive if requested.

For the buyers, a third-party property inspection is a better-to-be-safe-than-sorry proposition. It is certainly not a knock against the developers, builders or municipal inspectors to point out their defects. It simply reveals necessary repairs and cuts down on future unforeseen costs while stating the health and safety of their new or existing purchased property.

Builders should actually welcome home inspection

Indian Real Estate Developers should actually be open to having their properties evaluated by third-party home inspectors instead of opposing it. It is an opportunity for the inherent construction errors to be addressed before they become major problems. And it is also a free opportunity as it is being paid for by the buyer! Every seller should allow the buyer to have a home inspection done at their discretion and expense before the contract is signed. It is the same thing like buying a car which is a test-driven and inspected from every angle, both from outside and inside, before the final handover. So, why not you must insist for a safe and healthy home for your family which is far more expensive than a car?

Every buyer when buying a new standalone house should be allowed an inspection by the builder or the real estate developer. This should be prior during construction, prior to fittings (electrical / plumbing, doors, windows, floorings, etc) installation and then, before the final walk-through. In the case of apartments too, top builders in India should not oppose home inspection which helps identify minor issues that become bigger with time. This sets a good example for the smaller builders to follow. Also, inspection by the buyer at the construction stage itself can do away with huge unforeseen expenditures for the builder/ developer later. In fact, some of the leading developers in India are already conducting pre-delivery third-party inspections themselves. (www.macj-abuyerschoice.com/our-services-2/construction-finishing-inspection-for-real-estate-developers)

Some of the reasons why builders in India should allow inspection are as follows:

• Senior management of building companies cannot physically control on-site construction and quality.
• After the completion of the civil areas and structural elements, some defects may arise in the interiors which may have to be broken to be replaced.
• There is a reduced dependency on contractors, floor managers, construction supervisors, and labourers and workers.
• With periodic inspections, many problems are detected beforehand at significant cost savings to the builder.
• Provides a third party assurance to the builder regarding the quality of his investment in the construction and finishing of units.
• By allowing access to home inspection, the project’s value, developers’ credibility, and group brand name grows manifold.
• Earns a better selling platform and bargaining position to the seller.
• When a re-sale property is again sold or rented out with only minor repairs and cosmetic external beautification without addressing the root cause, it may later spoil the seller’s credibility in the market.
• Interior designers can study blueprints and building codes and work accordingly. Professional home inspection firms can further aid them in ensuring the longevity of the house.

Home inspection, thus, is a win-win situation for all the parties in a real estate value chain as together they can have a clear understanding of the physical condition of the home in order to make a well-informed decision. A home buyer must explain to the builder or developers that they are all links in this same chain so what benefits one, will also benefit the other.

NRI/ Cross City Community property buyers must convince builders to allow a home inspection

Many home Inspection/property management companies offer one-stop solutions to the NRIs / CCCs for managing their property from a foreign land, whether it is at the construction stage or ready to move-in. From physical inspections of a home to doing the paperwork and filing taxations for both self-owned and rented premises, they do it all at a nominal fee. So, when faced with opposition from the builder, an NRI buyer needs to be firm and resolute about a pre-purchase inspection. The most accommodative way is to educate an unwilling builder about the non-invasive process of home inspection and the benefit it provides to the buyer and the builder alike. While it may take more than just an encounter, the time spent to obtain the permission will be worthwhile for sure.

Home inspection & beyond: NRI property management benefits

A Third party property inspection, for NRIs, comes with a host of other benefits. The service providers cover many essentials to give their clients complete peace of mind. For example, if you are buying a property and have engaged a property management team, it will conduct periodic visits to the sites of under-construction properties and keep sharing regular progress reports along with relevant pictures and videos with you. It will also coordinate with the developer about rectification matters and email you periodical MIS/updates. Before the handover, it will conduct a thorough final inspection and arrange for a walk-through so that you can move in with a relaxed mind.

Builders and developers must realize that high-end buyers and the lucrative NRI/ CCC customer base are more likely to insist for pre-purchase home inspections or else make their investment elsewhere. The NRI group, particularly, will turn their back on them as they fully comprehend the headaches that can come out of an un-inspected piece of property that they struggle to manage remotely.

A popular management mantra says: the customer is always right. The real estate industry is no different, and particularly so in a buyers’ market. When years of dreams and hard earned money are put together as an investment for a home and a security blanket, the buyer has every right to tick all the boxes prior to purchase. It is called peace of mind. So, as a buyer if you find your builder unwilling to cooperate on pre-purchase home inspection matters, first, try to convince him; if that doesn’t work, seek legal advice or go to your State RERA (RERA provides for 5 years free-of-cost guarantee from structural / workmanship defect or any other quality or provision of services or any other obligations of promoter as per agreement for sale from the date of handing over possession…… www.macj-abuyerschoice.com/home-inspection-rera-updates)

It sure is a billion dollar question. But first let me tell you what IT IS NOT. It is not an Income Tax or Sales Tax inspection neither a Police Inspection nor a Property/ Land Dispute Inspection.

We go for health check up of our bodies, right? Wherein the doctor does a complete check up of our body, whether all our systems are working properly or not, the organs are in good shape or not and prescribes medicines if required.

In the same way, Home Inspection simply means the Health Check Up of your Home or Property. Here the elements include the wall, ceiling, floor, door, window, plumbing and electrical, etc

By the end of this read, I expect the readers to know Home Inspection like the back of their hands.

Always remember the four keywords to understand Home Inspection Coverage:

Areas | Elements | Coverage | 3D of Issues

Areas – The areas in your home or apartment will include Bedrooms, Bathrooms, Living and dining, Kitchens, Balcony (the number will vary accordingly) etc.

Elements – The 7 basic elements comprises of wall, ceiling, floor, door, window, plumbing and electrical. There may be more elements like a bathroom will additionally have shower, sink, faucet, counters, cabinets, etc.

Coverage – Material types, Installation & Finishing, Operations & Functionality and General safety.

3D of Issues – Detect, Describe and Direct. We detect the issues, describe the outcome if you don’t take care of the issue and direct the solutions – what needs to be done to correct/rectify the issue.

Home Inspection – Health & safety checkup of homes

• So, a home inspection is a third party professional service, provided by certified trained home inspectors who determine the present condition of the home’s major systems, based on a rigorous visual assessment of a home.
• It focuses on the real time performance of the home, rather than cosmetic or code issues.
• The result of the Home Inspection is substantiated with a system generated Inspection Report which lays down the issues that are detected during inspection along with relevant real time images for easy understanding of the clients & to suggest any improvements or repairs deemed necessary to bring the home up to the proper standards.
• In a home inspection you don’t seek to find what’s wrong with the house, but what’s actually necessary to be repaired for a long & healthy life of your dream home.
• The health report card of the home/property also has pocket friendly solutions to it.
• For details Read through…… www.macj-abuyerschoice.com/home-inspection-area/why-home-inspection

Components of a Home Inspection

The Home Inspector – A home inspector is more than someone that has some construction knowledge or experience. A home inspector is a problem solver and will need to understand the subtle signs of component failures and have the ability to direct the client to the solutions. Home Inspectors must be expert communicators also. The presentation is important both verbally and in writing. And have no doubt that he/she may be an employee of a company but his/her prime motto is the well being of your home.

State of the Art Tools & Technology – The Home Inspector is armed with the latest tools & technologies to detect issues, even the hidden ones.

The Inspection Process – The inspection team typically consists of home inspector, electrician & a plumber. The process involves a non-invasive, visual examination of all accessible areas and its respective elements along with any add-on components.

Software driven Report – Software driven reports are generated within 24 hours of the inspection process is completed and submitted to the clients which explains the issues along with relevant real time pictures and its relevant solutions.

About the Industry

In the western Countries – Home Inspection is still an emerging concept in India. But it is very prevalent in US, Canada and other western countries. Over there it’s a multibillion dollar thriving industry (www.macj-abuyerschoice.com/thriving-american-market).

In India – A Brand New concept launched for the First Time by about 8 – 10 mavericks simultaneously starting the home inspection services across various Indian cities under their respective brands, couple of years back (www.macj-abuyerschoice.com/welcome-to-the-sunshine-industry-professional-home-inspection-services)

So next time when you hear the word – Home Inspection, am pretty sure the frowns and question marks will disappear and a smile along with – Oh yes, I know it or have heard about it should come to your lips.

Know your homes better. Make it healthy, safe and sound for you and your loved ones living in it.

Please do explore our website www.macj-abuyerschoice.com for more related knowledge and information.

Here comes the Hot-stepper, not a Deal Breaker!

A home inspection is not only favorable for the buyers & sellers, but it is also quite beneficial for the Real Estate Agent too. Because a realtor is the person who represents the buyer or the seller, they can advocate for the client when they know details about the property. For an instance, a buyer’s agent can tactfully negotiate with the seller for a price revision. Similarly, a seller’s agent can guide the home buyer when he knows the details about the home inspection reports. At this point, the property broker can also help the seller in making an educated decision on the repairs and the selling price before listing the property for sale.

Property brokers may tend to think that Home Inspectors are simply fault finders and the brokers’ sale will fall through for them. However, there is a strong argument for why an ethical agent’s referral adds value to the buyer and benefits all involved. A seasoned real estate agent has years of experience and expertise in the local market and will save a buyer a lot of time, money and frustration by promoting and recommending the concept of Home Inspection.

Realtors’ Survey in USA

• Eighty-four (84%) percent of buyers requested a home inspection as part of purchase contract.
• Nearly all realtors (92%) recommend that the buyer get a home inspection.
• Most Real Estate Agents (84%) have not had any sellers contracts terminated as a result of a home inspection.

Home Inspection adds to Real Estate Agents’ Brand & Credibility and in turn Business Growth

• Home Inspection can greatly assist in the sales process by making a buyer feel more confident about the purchase. Realtors can discuss the pros and cons with home buyers when they know details about the inspection.
• Enables real estate agent to make sellers understand the health condition / potential issues in their property.
• Realtors can Make Recommendations for Repairs. In that way, a seller / buyer can plan to the repair or negotiate on the selling price as per the market status.
• Builds credibility, makes agents look more professional, and promotes referrals.
• Increased Referrals From Satisfied Customers – Increased Business

Benefits of Pre – Listing Home Inspection by Property Brokers

Serving the Client
In an ideal situation, the buyers should rely on the experience of their agents for matters as important as Home Inspection. Infact agent referral should actually add value to the buyer. Real estate agents should look at the bigger picture and the bigger picture is caring most about the client’s satisfaction. It’s a question of serving the clients and building strong relationships. For the ones who truly understand the scenario, building strong relationships and good client service is a way to help all involved. It provides the home inspector with business, helps home buyers by providing them access to a dependable home inspector and provides the real estate agents with a solid reputation and peace of mind.

Protecting your Interests
The admonishment of “buyer beware” is especially relevant when it comes to buying a home. Real estate agents and buyers depend on the seller and the listing agent to provide the initial information regarding a property’s condition. When looking for a qualified home inspector, your first thought may well be to ask your real estate agent. After all, he has got you this far. A qualified home inspector is important to an agent’s business. Agents don’t want a finger pointed at them. Reputable real estate agent would not withhold information from a buyer or induce a third-party vendor to withhold information. Agents want their buyers to have full disclosure and be fully informed, those who aren’t will come back to haunt their agents after closing. More importantly, duped clients won’t refer anyone else to them, and given the word-of-mouth nature of the real-estate business, that’s the kiss of death.

Ask your Broker for a Home Inspection report
Besides, a home inspector’s negative findings don’t necessarily mean a deal is off. Buyer’s agents can negotiate repairs or cash credits as compensation. Only as a last resort do they advise the buyer to walk away if the home inspection reflects too many problems. Agents know what you should expect from the inspector, an in depth and complete written report highlighting the issues found along with their recommendations. But it should be objective and devoid of editorial sentiment. The commentary should detail different elements of the home but never offer sweeping generalisations about it.

Don’t get panicked
The agents’ usual problem with home inspectors is not so much that they’ll whitewash certain defects as that they’ll induce panic. They tend to get a panic attack the moment they hear that the property is going to be inspected. They have this inherent wrong idea that the home inspectors work against them, which is absolutely not the case. The Home Inspectors have no intention to tarnish the image of the agents whatsoever. But they should understand that it is in the best interest for all the parties involved. Home Inspectors are the Hot-steppers or the skilled people who are here to help the broker’s sale. They are absolutely not the deal breakers.

To have a competitive edge over others
The brokers can potentially sell the home for more money. If you are able to produce an inspection report that certifies your house as issue-free and without need for any major maintenance, this will help attract buyers. This may save the buyer the cost of arranging their own inspection, and helps ensure an overall smoother closing process. Buyers will have greater confidence in making an offer on your property, because they will have an official document and comfort from an unbiased third party certifying its true condition and value. The brokers, meanwhile can remain stress free.

Last but not the Least – Broker responsibility under the new Act – RERA

• RERA Registration with all details
• Maintain records
• To keep home buyers informed with true project / unit status
• To sell only registered projects
• Promoters to display real estate agents’ names on their website
• Penal Provisions – imprisonment up to one year / fine of up to 5% of the unit cost

Hence, it is safe to say the Home Inspection can greatly benefit a Real Estate Agent in:

• Client Service – Greater Customer Satisfaction
• Increase in Trust & Goodwill
• Increased Professionalism & Brand – more referrals – more business

Nothing in this world starts from the second time. There is always a first time – which always comes with its own share of challenges – whether you are baking a cake or buying a home. The first time is that time when you are either unknown or unfamiliar to it. In case of Home, while you’re busy imagining the perfect décor or dreaming of your kids playing in the yard, you may be overlooking some important aspects of home ownership that could end up turning your dream purchase into a disaster.

Buying a home is an emotional rollercoaster. Before you unlock the door to homeownership, you have to consider some crucial points so that you do not commit the same mistakes that a first time home buyer normally may makes.

13. Neglecting to Inspect your Dream Home – Know the Health of your Home
It takes a trained eye to be able to see the problems that can exist in a home. It’s easy to get swept up in the excitement of buying a new home and forget to make the important decision to have a home inspection. Before you close on the sale, you need to know what kind of shape the house is in. Home inspections are an integral part of the home buying / maintenance process that can save you a lot of time and money in the long run. Home Health Check-up prior or on purchasing a home can bring peace of mind. Knowing what to expect both inside and out will help you make an informed decision about the value of the home and the future upkeep. A home inspection gives you a chance to determine the condition of the house, its soundness, quality, finishing and the condition of its civil / electrical / plumbing systems, concealed leak / damp / seepage issues. Keeping your feelings in check until you have a full picture of the house’s physical condition and the soundness, health& safety of your potential investment will help you avoid making a serious financial mistake.

1. More to it than mortgage loan repayments/Sure you can afford a house payment?
Many first-time homebuyers decide to buy when they feel ready for a mortgage home loan. But just because one can afford the mortgage payments does not mean one should own a home. There is much more to it. Property taxes, maintenance, insurance and higher electric and water bills are some of the costs that first-time homebuyers tend to overlook when shopping for a place. Even if you can afford it now, plan for increased costs later.

2. Emptying your savings
If you buy a previously owned home, it almost inevitably will need an unexpected / major repair not long after. Maybe you’ll need to replace a geyser or get a new dining table or renovate a damaged wall or a concealed leak. That’s a growing pain for the first-time homeowner. You will find yourselves in a hole quickly if you don’t have enough saved for such unforeseen matters.

3. Due Diligence
Don’t get scared with the technical terms. It simply means doing your homework. Make sure before signing on the dotted lines, you have checked the legalities and reputation of the builder / seller. That means, proper investigation and audit are done on the home you are about to buy and systematic research is carried out and in turn validated. Take proper care before entering into an agreement or financial transaction with another party. Research and plan for any potential handover delays. Do a proper seller / builder due diligence.

4. Provision for Basic Amenities & Ownership Issues
Two very important things that need to be done are the Registration and Mutation of the house. Without Mutation, you won’t be able to pay Corporation taxes. And then say after 10years, you will be bombarded with a huge amount which can be in lakhs which you will be needed to cough up immediately. Don’t be deprived of the basic amenities such as the electricity, water, telephone connection etc. There could be legal hassles as well. Do a thorough legal due diligence.

5. Miscalculating home makeover and renovation costs
First-time home buyers are frequently surprised by high repair and renovation costs. Infact you should double the estimates that you make for repairs and renovations to be on the safer side. Do not go for cheap repairs because in the long run, you will have to keep paying more just to get a small thing corrected.

6. Being Too Picky and Impractical
Go ahead and put everything you can think of on your new home wish list, but don’t be inflexible. First-time homebuyers often have to compromise on something because their funds are limited. You may have to live on a busy street, accept outdated décor, make some repairs to the home, or forgo that extra bedroom. So get your priorities right.

7. Lacking Vision
Even if you can’t afford to replace the hideous wallpaper in the bathroom now, it might be worth it to repair & live with it for a while in exchange for getting into a house you can afford. If the home otherwise meets your needs in terms of the big things that are difficult to change, such as location and size, don’t let physical imperfections turn you away. Don’t be impulsive and buy a home for a minor issue.

8. Think twice before you take the ultimate plunge /Compromising on the Important Things
Don’t get a two-bedroom home when you know you’re planning to have kids and would require three bedrooms. By the same token, don’t buy a condo just because it’s cheaper than a house if one of the main reasons you’re over apartment life is because you hate sharing walls with neighbours. It’s true that you’ll probably have to make some compromises to be able to afford your first home, but don’t make a compromise that will be a major strain.

9. Not Thinking About the Future
It’s impossible to perfectly predict the future of your chosen neighbourhood, but paying attention to the information that is available to you now can help you avoid unpleasant surprises down the road.

Some questions you should ask about your prospective property include:

• What kind of development plans are in the works for your neighbourhood in the future?
• Is your street likely to become a major street or a popular rush-hour shortcut?
• Is there talk of a bridge or a highway to be built in your backyard in five years?
• If there is a lot of undeveloped land? What is likely to get built there?
• Have home values in the neighbourhood been declining?

If you’re happy with the answers to these questions, then your house’s location can keep its rose-colored lustre.

10. Changing Jobs
While changing jobs may benefit your career, it may complicate your mortgage approval. A lender wants to ensure you have stable income and employment, and that you can afford to repay your mortgage. If you were preapproved for a mortgage based on a certain income and job, any chances in the interim before closing can be a red flag and delay your closing.

11. Falling in love with a house
There’s something magical about walking into a home that has every trait you’re looking for. For first-time home buyers especially, getting caught up in these moments is common. Unfortunately, just because a home seems to have everything you want doesn’t mean you should buy it. Make sure a home is a good investment, even if it seems like the ideal abode. And, don’t show you’ve become emotionally attached to the house, as this can cause you to lose any negotiating leverage you may have had when it comes to the purchase price or terms or related matters.

12. Failing to consider resale value
While it can be hard to predict whether home prices will go up and down, it’s a smart move to buy a house that’s readily saleable and likely to fetch a premium price when you’re eventually ready to sell. There are certain features that make houses more or less likely to appeal to buyers. Location is a big one, as few people want to buy the best home in the worst neighbourhood. The general property market in your area and a home’s condition can also impact resale value. Talk to a realtor about how market conditions work and whether a property is ever going to be easy to resell. If not, buying it may be a mistake.

The Bottom Line
Buying a home for the first time might be one of the biggest investments you will ever make in your lifetime and it can seem stressful and overwhelming and it isn’t without its share of potential pitfalls. If you’re aware of those issues ahead of time and plan properly, you can protect yourself from hassles, costly mistakes and shop with confidence. For many people, a home is the largest purchase they will ever make, but it need not be the most difficult. First time home buyers can learn from the mistakes of those before them and not commit the 13 Unlucky Mistakes.